mySocialSecurity’s Four Superpowers
Did you know that having a personal “mySocialSecurity” account is almost like having superpowers? Think about it—it protects you and you can even look into your financial future.
Check out these four features that can empower all working Americans who pay into Social Security:
- Saves You Time: You may think you need to speak with a Social Security representative to check your application status, set up or change direct deposit, or request a replacement Social Security card. But you don’t! All you have to do is log in or create your personal mySocialSecurity account at ssa.gov/myaccount. Take care of your Social Security business from home or away when it’s convenient for you.
- Security Protection: Your personal information is very important to us. When you create an account, it prevents someone else from possibly creating an account in your name. We use two-step authentication to verify you are the one logging in to your account. Our security measures allow you to access your personal information safely and securely using mySocialSecurity.
- Reassurance: Did you know you can see your entire earnings history with your personal mySocialSecurity account? Do you know why it’s important to check it and make sure it’s accurate? Your future benefits are based on your earnings history. You won’t receive all the benefits you should if our records understate your real earnings. Use your account to check your Social Security Statement online and verify if your employers reported your earnings to us correctly. We tell you how to correct an error if you find one.
- Plan for your Future: Retirement planning is essential for a secure future. And your personal mySocialSecurity account makes it easy. You can view your retirement estimates when you enter the age or date when you expect to begin receiving benefits and your estimated future salary amount. You can also view your estimated disability benefit on the Estimate Benefits page.
Contributed by the Social Security Administration. Learn about the Social Security Seattle Region at www.ssa.gov/seattle.
This article originally appeared in the January 2022 issue of AgeWise King County.